I have known the people at Prointel for more than 40 years. We are friends, and I started looking into insurance with them because Mario always explained to me the benefits and the importance of having insurance. I began with a medical insurance policy for myself, then adapted it when I got married, and later we added my wife, with the idea of starting a family.
Over time I also insured my cars and even a restaurant I once had. They always advised me according to my stage in life: when I got married, when I had children, when the business grew. It was not just about selling me something; it was about telling me “this is right for you now.”
When my wife was pregnant with our second daughter, I was going through a difficult financial time and thought about dropping the insurance. Mario told me not to do it, to hold on, that the baby was on her way and we did not know what could happen. Thank goodness I listened to him.
My wife went in for a routine check-up at the end of the pregnancy and ended up in the hospital as an emergency. The baby was born premature, with a serious problem in her lungs, and she was immediately admitted to intensive care. Those were extremely hard days. The doctor was very clear with me: his priority was to save my daughter’s life, but he asked me directly whether I had good insurance, because if not, he would have to transfer her to a public hospital.
I had my insurance up to date. That changed everything. It allowed me to stay at the best hospital, with the best doctors, without having to make financial decisions while my daughter was fighting for her life.
It was 13 days in intensive care, followed by months of follow-up, special medications, special formula and nurses. The bill was extremely high, hundreds of thousands of quetzales. I only paid around 20%. If I had not had that insurance, I would still be paying it off today, like a mortgage.
When I went to talk to Prointel, Rubén reviewed everything with me: the type of insurance, the clauses, the coverage. He told me with total clarity: “Yes, you are covered. That is what the insurance is for. Use it.” That peace of mind was key. At a moment when you already feel fear, stress, anxiety and worry for your daughter and for the mother, having someone lift the financial burden off your shoulders is priceless.
Prointel did not just give me coverage. It gave me peace. It allowed me to make decisions thinking only about my daughter’s health, not about how much each additional day in the hospital cost. Today my daughter is perfectly well and no one would imagine what she went through when she was born.
This experience made me understand that insurance is not something you buy thinking nothing will ever happen to you. It is something you have for when life truly hits you hard. And that was where Prointel made all the difference.